Cash Offer Calculator for Houses & Land
Compare estimated seller net from a cash offer, an as-is listing or a repaired listing. Enter property-level numbers only—no contact details required.
Cash offer vs. listing: Knoxville seller-net calculator
A higher sale price does not always leave you with more money. Compare an actual cash offer, an as-is listing estimate and a repaired-listing estimate using your own costs. No route is automatically the best choice.
Use a buyer's written offer, an agent's property-specific estimate and contractor quotes—not a promised Knoxville average. Compensation is negotiable; this tool assumes no standard rate. Blank costs count as zero and are flagged as incomplete. Enter 0 only after checking that the charge does not apply.
No figures submitted or saved by this tool. Print or save a PDF if you want to keep a copy.
Sensitivity test, not a forecast. Only the sale price and percentage-based compensation change; other costs stay fixed.
What to include—and how to avoid counting a cost twice
Formula: price − seller repairs − seller-paid percentage compensation − seller closing charges − credits − (months × monthly holding costs) − closing payoffs − other costs.
Use projected payoff figures for each proposed closing date. A loan balance is not necessarily its payoff amount; the CFPB explains the difference. Include an obligation once: do not also enter a lien payoff as a closing charge. If a flat brokerage fee is entered under other costs, do not count that same fee again in the percentage field.
Holding costs can include interest, utilities, insurance, maintenance and property taxes for the waiting period. Do not use the full mortgage payment here: principal repayment is reflected in the projected closing payoff. Do not count escrow-funded taxes or insurance again in another field. Have the closing professional reconcile prorations, credits and payoff-date changes.
This is a simplified estimate of proceeds after modeled costs, not just the check at closing: some costs may be paid before the sale. It does not calculate income/capital-gains taxes, tax basis, escrow refunds, debt relief or a legally sufficient payoff. Unknown debts and conditions can change the result. A negative number is not approval for a short sale. Confirm figures with your closing professional and your own advisers.
Numbers are only part of the decision. Use the two-offer worksheet to compare funding, inspections, cancellation and possession alongside the estimated net.